Plenty of authors in my position have a middle-class income to bankroll their writing. I’m not one of them. But like all indie authors, I do still need pro covers to represent and sell my fiction to the people who will enjoy it the most. There just aren't enough hours in the day for me to fully devote to learning cover design myself, although at one point, I aspired to do just that. The fact is, I had to drop that goal to focus on the writing itself.