This bundle contains 3 money-saving challenges to print and insert into your planner, cash envelope system, or binder. PDFs are print-ready (high resolution). This is a digital product - NO PHYSICAL PRODUCT WILL BE SHIPPED to you! FILES INCLUDED: One . ZIP folder, which contains 3 .PDF files. Colors may vary slightly due to differences in monitors, printers, and devices used. DOWNLOAD: Once purchased, you will receive an email that the payment has gone through with a link to your purchase, which you can download instantly. REFUNDS: No refund policy due to the nature of the item. But if you have any questions, I am happy to help. If you have any problems with your order, contact me and I will do my best to resolve the issue as quickly as possible! COPYRIGHT: This purchase is for PERSONAL USE ONLY! Resale, reproduction, distribution, or public use of any kind is strictly forbidden. The item must NOT be used for commercial purposes. All components are protected by copyright law. Thank you so much for visiting my shop! Daz @ www.darrenprotheroe.com